The Fair Share Report

409 E Ave

Northvale, NJ 07647

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $831,852

Likely range $693,196 – $1,037,953, from 12 comparable Northvale sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

60.79%

The state's official measure of how far Northvale assessments sit below market value — republished every October, applied town-wide. A $831,852 home should be assessed near $505,683.

Step 3 · Assessed value

$919,600

Set at the last town-wide revaluation and mostly frozen since. That's $413,917 above what the ratio math suggests (81.9%).

Step 4 · The tax rate — same for every Northvale home

$3.328 per $100 assessed

$1.985 Schools · 60% $0.343 County · 10% $1.000 Town · 30%

This home's own bill implies $2.293 per $100 — well off the general rate. That usually means the town revalued since the last bill.

Step 5 · The bill

$21,090/yr
Public schools$12,579
Bergen County$2,174
Town of Northvale$6,337
Northvale average$13,446

This home vs. every recent Northvale sale · assessed ÷ market

Town median 92.2%
This home · 110.5%

77%138%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (69.91%) — roughly $13,775/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
305 MARYANN WAY2025-05$1,140,0002,37687.2%
183 WASHINGTON ST2026-01$999,0002,25289.2%
303 LOREN CT2025-06$670,0002,214103.3%
533 HUGHES ST.2025-04$1,305,0002,63980.7%
601 OAKWOOD DR2026-03$770,0002,39892.2%
206 HENMARKEN DR2025-05$740,0002,04686.7%
330 CONGERS AVE2026-01$850,0002,44286.8%
409 ARGENTI PL2025-04$775,0001,79999.5%
410 TENAKILL DR.2025-05$849,0002,50492.5%
118 RIO VISTA LANE2025-05$925,0003,08697.5%
169 LIVINGSTON ST.2025-05$850,0002,29596.0%
423 BRIARWOOD LA2025-05$861,0002,55694.9%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →