The Fair Share Report

41 Central Ave

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $537,687

Likely range $517,831 – $756,739, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $537,687 home should be assessed near $497,199.

Step 3 · Assessed value

$548,400

Set at the last town-wide revaluation and mostly frozen since. That's $51,201 above what the ratio math suggests (10.3%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

Step 5 · The bill

$8,654/yr
Public schools$3,910
Ocean County$1,859
Town of Ocean$2,885
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 102.0%

67%111%

Paying about right

This home's ratio lands inside Ocean's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
89 POPLAR STREET2025-04$550,0002,90597.0%
4 LETTS LANDING ROAD2025-09$420,0003,035118.7%
15 BAYVIEW DRIVE2025-03$789,9002,30686.2%
13 BAYVIEW DRIVE2025-05$600,0001,95499.3%
7 DOCK AVENUE2025-06$582,5002,05898.5%
16 BELMAR BLVD2026-03$567,0002,888108.2%
109 OCEAN AVENUE2026-05$545,0002,636100.9%
79 SPRING LAKE BLVD2026-05$600,0002,67398.1%
95 ATLANTIC AVENUE2025-01$715,0002,34590.2%
55 MAIN STREET2026-03$585,0002,86475.7%
44 BAY PARKWAY2025-06$500,0002,05384.4%
66 STRATHMERE ST2025-05$535,0002,611103.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →