The Fair Share Report

41 First St

Dover, NJ 07801

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $506,547

Likely range $461,145 – $649,630, from 12 comparable Dover sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

61.38%

The state's official measure of how far Dover assessments sit below market value — republished every October, applied town-wide. A $506,547 home should be assessed near $310,919.

Step 3 · Assessed value

$280,700

Set at the last town-wide revaluation and mostly frozen since. That's $30,219 below what the ratio math suggests (9.7%).

Step 4 · The tax rate — same for every Dover home

$3.489 per $100 assessed

$1.500 Schools · 43% $0.346 County · 10% $1.643 Town · 47%

Step 5 · The bill

$9,796/yr
Public schools$4,212
Morris County$972
Town of Dover$4,613
Dover average$8,409

This home vs. every recent Dover sale · assessed ÷ market

Town median 48.4%
This home · 55.4%

33%76%

Paying about right

This home's ratio lands inside Dover's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
58-60 PROSPECT ST A&B2026-02$910,00045.9%
94 S MORRIS ST A&B2026-02$500,0002,06248.4%
94 S MORRIS ST A&B2025-09$360,0002,06267.2%
244 RICHARDS AVE A&B &REA2026-06$431,2502,11249.6%
77BAKER AVE2026-02$515,0001,72051.5%
77BAKER AVE2025-12$350,0001,72075.9%
42 FIRST ST A&B2026-05$650,0001,69234.0%
21 LINCOLN AVE2025-12$752,0001,78043.0%
2 HILLCREST AVE2025-02$515,0002,25955.2%
365 W CLINTON ST2025-01$500,0002,22851.5%
121 W CHRYSTAL ST2025-05$500,0001,65550.8%
32 HINCHMAN AVE2025-09$565,0001,89344.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →