The Fair Share Report

41 Mountain Ave

Summit, NJ 07932

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $2,479,022

Likely range $2,169,033 – $2,869,119, from 12 comparable Summit sales in the past 18 months, at this home's 3,627 sq ft.

Step 2 · The Director's Ratio

30.81%

The state's official measure of how far Summit assessments sit below market value — republished every October, applied town-wide. A $2,479,022 home should be assessed near $763,787.

Step 3 · Assessed value

$345,300

Set at the last town-wide revaluation and mostly frozen since. That's $418,487 below what the ratio math suggests (54.8%).

Step 4 · The tax rate — same for every Summit home

$4.470 per $100 assessed

$2.335 Schools · 52% $1.092 County · 24% $1.043 Town · 23%

Summit also levies a Special Improvement District charge inside its district boundaries — the county roll doesn't say which homes are in it, but a bill's "IMPROVEMENT DISTRICT" line does. District homes pay $4.654 per $100 all-in (+$0.184).

Step 5 · The bill

$15,438/yr
Public schools$8,065
Union County$3,772
Town of Summit$3,602
Summit average$19,697

This home vs. every recent Summit sale · assessed ÷ market

Town median 26.5%
This home · 13.9%

7%41%

Keep quiet and enjoy it

This home's assessment ratio sits below the Summit pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
138 MOUNTAIN AVE2025-05$2,300,0003,84627.4%
80 WOODLAND AVE2025-01$3,325,0003,75922.2%
26 HAWTHORNE PL2025-04$2,200,0003,13329.6%
115 MAPLE ST2025-10$2,550,0003,09323.8%
100 LARNED RD2025-11$3,200,0003,82121.5%
10 WESTMINSTER RD2026-05$2,650,0003,35024.3%
242 KENT PL BLVD2025-05$2,055,0003,20024.4%
77 DALE DR2025-08$2,300,0003,67630.4%
25 BEDFORD ROAD2026-04$1,900,0003,38527.5%
8 TEMPLAR WAY2025-11$2,600,0003,80428.8%
8 TEMPLAR WAY2025-04$2,500,0003,80430.0%
28 MOUNTAIN AVE2025-07$1,300,0002,46822.2%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →