The Fair Share Report

41 Pine St

Stafford, NJ 08050

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $459,078

Likely range $412,124 – $507,609, from 12 comparable Stafford sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

51.85%

The state's official measure of how far Stafford assessments sit below market value — republished every October, applied town-wide. A $459,078 home should be assessed near $238,032.

Step 3 · Assessed value

$370,600

Set at the last town-wide revaluation and mostly frozen since. That's $132,568 above what the ratio math suggests (55.7%).

Step 4 · The tax rate — same for every Stafford home

$2.623 per $100 assessed

$1.048 Schools · 40% $0.603 County · 23% $0.972 Town · 37%

This home's own bill implies $1.428 per $100 — well off the general rate. That usually means the town revalued since the last bill.

Step 5 · The bill

$5,293/yr
Public schools$2,115
Ocean County$1,217
Town of Stafford$1,961
Stafford average$7,775

This home vs. every recent Stafford sale · assessed ÷ market

Town median 95.4%
This home · 80.7%

68%114%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (59.63%) — roughly $3,477/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
1156 FATHOM AVENUE2025-06$400,0001,31294.5%
947 JENNIFER LANE2026-01$440,0001,395105.8%
101 TOPSAIL LANE2026-01$494,0001,24892.8%
91 ATLANTIS AVENUE2025-02$440,0001,34194.3%
1090 VESSEL LANE2025-05$464,0001,313102.9%
49 OXYCOCUS ROAD2026-01$500,0001,38889.8%
1174 STEAMER AVENUE2026-03$445,0001,29690.8%
131 TILLER AVENUE2025-02$435,0001,386100.1%
372 NAUTILUS DRIVE2026-05$525,0001,29691.0%
133 QUADRANT ROAD2025-06$280,0001,328139.4%
173 TOPSIDE ROAD2025-01$495,0001,32487.1%
1751 BREAKERS DRIVE2026-05$450,0001,42691.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →