The Fair Share Report

425 Central Ave

Hackensack, NJ 07601

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $284,444

Likely range $233,459 – $298,933, from 12 comparable Hackensack sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

74.58%

The state's official measure of how far Hackensack assessments sit below market value — republished every October, applied town-wide. A $284,444 home should be assessed near $212,138.

Step 3 · Assessed value

$276,500

Set at the last town-wide revaluation and mostly frozen since. That's $64,362 above what the ratio math suggests (30.3%).

Step 4 · The tax rate — same for every Hackensack home

$3.208 per $100 assessed

$1.457 Schools · 45% $0.291 County · 9% $1.460 Town · 46%

This home's own bill implies $3.119 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$8,623/yr
Public schools$3,916
Bergen County$782
Town of Hackensack$3,924
Hackensack average$10,305

This home vs. every recent Hackensack sale · assessed ÷ market

Town median 66.5%
This home · 97.2%

49%124%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (85.77%) — roughly $2,065/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
486 BLANCHARD TERR2025-10$310,00080458.6%
471 CRESTWOOD AVE2026-02$312,25081067.2%
292 ESPLANADE2025-08$300,00081071.9%
CONDO2025-02$287,00081071.7%
303 HAMILTON PL2025-10$275,00074157.0%
493 W ANDERSON ST2025-10$499,00082431.9%
970 MAIN ST2026-01$320,00084671.0%
208 ANDERSON ST2026-04$245,00080065.7%
208 ANDERSON ST2025-08$253,50080064.0%
208 ANDERSON ST2025-06$290,00080069.1%
208 ANDERSON ST2025-02$252,00080063.9%
483 COLONIAL TERR.2025-11$295,00085668.7%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →