The Fair Share Report

43 Compass Rd

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $361,062

Likely range $336,373 – $413,845, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $361,062 home should be assessed near $333,874.

Step 3 · Assessed value

$488,000

Set at the last town-wide revaluation and mostly frozen since. That's $154,126 above what the ratio math suggests (46.2%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

This home's own bill implies $1.527 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$7,451/yr
Public schools$3,366
Ocean County$1,601
Town of Ocean$2,484
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 135.2%

68%151%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $2,432/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
47 CENTRAL AVENUE2025-10$345,0001,18184.3%
103 DOVER COURT2025-07$385,0001,16077.3%
45 LETTS LANDING ROAD2025-08$350,0001,12075.9%
113 LIGHTHOUSE DRIVE2025-10$290,0001,15289.0%
421 SEVENTH STREET2025-03$400,0001,14467.2%
71 RAILROAD AVENUE2025-01$509,0001,28868.3%
95 OREGON AVENUE2025-04$460,0001,20078.1%
76 POPLAR STREET2026-02$360,0001,17069.1%
109 CALDWELL ROAD2026-02$467,0001,08894.8%
30 NAUTILUS ROAD2025-09$380,0001,22468.4%
85 HOLLY DRIVE2025-01$350,0001,22986.1%
1 AVON LANE2025-09$429,0001,48977.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →