The Fair Share Report
43 Millbrook Rd
Harding, NJ 07976
The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.
This home's full record →Check another house →
Step 1 · Market value
Likely range $1,247,893 – $1,982,773, from 12 comparable Harding sales in the past 18 months (home size estimated from assessor data — range widened).
Step 2 · The Director's Ratio
The state's official measure of how far Harding assessments sit below market value — republished every October, applied town-wide. A $1,603,021 home should be assessed near $1,195,373.
Step 3 · Assessed value
Set at the last town-wide revaluation and mostly frozen since. That's $394,973 below what the ratio math suggests (33.0%).
Step 4 · The tax rate — same for every Harding home
$0.580 Schools · 47% $0.299 County · 24% $0.355 Town · 29%
Step 5 · The bill
This home vs. every recent Harding sale · assessed ÷ market
35%94%
Paying about right
This home's ratio lands inside Harding's normal band. The drift hasn't singled it out — no case for a tax appeal.
The evidence · comparable sales (SR1A usable-sale records)
| Address | Sold | Price | Sq ft | Ratio |
|---|---|---|---|---|
| 44 MILLBROOK RD | 2026-06 | $1,780,000 | 2,902 | 56.8% |
| 159 SAND SPRING RD | 2026-05 | $1,750,000 | 3,934 | 61.9% |
| 474 MT KEMBLE AVE | 2025-06 | $820,000 | 2,704 | 67.5% |
| 26 BLACKWELL AVE | 2025-05 | $1,400,000 | 2,208 | 55.4% |
| 44 PRIMROSE TRL | 2025-06 | $1,200,000 | 2,844 | 60.2% |
| 77 MILLBROOK RD | 2025-03 | $1,150,000 | 4,483 | 96.3% |
| 175 SAND SPRING RD | 2025-05 | $1,175,000 | 2,284 | 57.5% |
| 26 GLENEAGLES DR | 2026-03 | $1,600,000 | 3,409 | 68.6% |
| 6 FAWN HILL DR | 2025-10 | $2,100,000 | 3,240 | 58.5% |
| 41 VILLAGE RD | 2025-11 | $2,000,000 | 2,956 | 48.3% |
| 34 MILLBROOK RD | 2025-10 | $1,100,000 | 3,043 | 88.5% |
| 20 SAND SPRING RD | 2025-12 | $1,999,999 | 3,719 | 69.4% |
Is this your house?
Run your own report →