The Fair Share Report

434 Andre Ave

Northvale, NJ 07647

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $664,885

Likely range $545,763 – $699,122, from 12 comparable Northvale sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

60.79%

The state's official measure of how far Northvale assessments sit below market value — republished every October, applied town-wide. A $664,885 home should be assessed near $404,184.

Step 3 · Assessed value

$707,900

Set at the last town-wide revaluation and mostly frozen since. That's $303,716 above what the ratio math suggests (75.1%).

Step 4 · The tax rate — same for every Northvale home

$3.328 per $100 assessed

$1.985 Schools · 60% $0.343 County · 10% $1.000 Town · 30%

This home's own bill implies $1.916 per $100 — well off the general rate. That usually means the town revalued since the last bill.

Step 5 · The bill

$13,565/yr
Public schools$8,091
Bergen County$1,398
Town of Northvale$4,076
Northvale average$13,446

This home vs. every recent Northvale sale · assessed ÷ market

Town median 92.2%
This home · 106.5%

77%135%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (69.91%) — roughly $10,108/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
5210 RIO VISTA LANE2025-04$649,9001,37397.3%
5201 RIO VISTA LANE2026-05$735,0001,46092.2%
427 ANDRE AVE2026-04$612,5001,478102.9%
3305 RIO VISTA LANE2025-03$610,0001,22596.7%
417 TENAKILL DR2026-04$710,0001,33193.3%
100 LEGRAND AVE2026-04$485,0001,257108.6%
338 LAMBERT AVE2025-05$500,0001,315125.1%
601 JOHNSON PL.2025-05$760,0001,61392.8%
202 HENMARKEN DR2025-06$735,0001,52092.2%
327 CONGER AVE2025-05$775,0001,40282.1%
189 LIVINGSTON ST2025-01$650,0001,17691.9%
337 BRADLEY AVE2026-06$600,0001,20082.2%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →