The Fair Share Report

437 20th St

Avalon, NJ 08033

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $3,317,284

Likely range $2,875,262 – $3,759,894, from 12 comparable Avalon sales in the past 18 months, at this home's 2,489 sq ft.

Step 2 · The Director's Ratio

54.28%

The state's official measure of how far Avalon assessments sit below market value — republished every October, applied town-wide. A $3,317,284 home should be assessed near $1,800,622.

Step 3 · Assessed value

$2,445,300

Set at the last town-wide revaluation and mostly frozen since. That's $644,678 above what the ratio math suggests (35.8%).

Step 4 · The tax rate — same for every Avalon home

$0.607 per $100 assessed

$0.032 Schools · 5% $0.313 County · 52% $0.262 Town · 43%

Step 5 · The bill

$14,867/yr
Public schools$784
Cape May County$7,666
Town of Avalon$6,417
Avalon average$10,663

This home vs. every recent Avalon sale · assessed ÷ market

Town median 48.5%
This home · 73.7%

32%90%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (62.42%) — roughly $3,913/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
435 20TH STREET2025-09$4,900,0002,48949.9%
885 21ST STREET2025-11$3,775,0002,49954.6%
8 E 27TH STREET2026-05$3,900,0002,29959.8%
3108 OCEAN DRIVE2025-12$2,725,0002,35948.8%
694 22ND STREET2025-10$3,300,0002,23273.1%
407 20TH STREET2025-10$3,200,0002,40148.2%
1868 DUNE DRIVE2025-11$3,900,0002,61437.4%
262 55TH STREET2025-04$3,599,0002,70447.0%
223 24TH STREET2025-07$2,650,0002,29445.3%
2987 DUNE DRIVE2025-04$1,790,9002,11075.2%
2003 DUNE DRIVE2025-01$1,700,0002,27541.8%
261 45TH STREET2025-09$3,575,0002,70344.2%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →