The Fair Share Report

44 Lenox Rd

Summit, NJ 07901

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $3,005,010

Likely range $2,827,298 – $3,281,198, from 12 comparable Summit sales in the past 18 months, at this home's 4,060 sq ft.

Step 2 · The Director's Ratio

30.81%

The state's official measure of how far Summit assessments sit below market value — republished every October, applied town-wide. A $3,005,010 home should be assessed near $925,844.

Step 3 · Assessed value

$2,452,800

Set at the last town-wide revaluation and mostly frozen since. That's $1,526,956 above what the ratio math suggests (164.9%).

Step 4 · The tax rate — same for every Summit home

$4.470 per $100 assessed

$2.335 Schools · 52% $1.092 County · 24% $1.043 Town · 23%

This home's own bill implies $1.621 per $100 — well off the general rate. That usually means the town revalued since the last bill.

Summit also levies a Special Improvement District charge inside its district boundaries — the county roll doesn't say which homes are in it, but a bill's "IMPROVEMENT DISTRICT" line does. District homes pay $4.654 per $100 all-in (+$0.184).

Step 5 · The bill

$39,752/yr
Public schools$20,765
Union County$9,711
Town of Summit$9,275
Summit average$19,697

This home vs. every recent Summit sale · assessed ÷ market

Town median 26.5%
This home · 81.6%

16%92%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (35.43%) — roughly $68,255/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
14 ARGYLE CT2025-09$3,400,0004,37033.0%
99 FERNWOOD RD2025-07$3,000,0004,05631.7%
10 LITTLE WOLF RD2025-05$3,055,0003,89823.8%
44 SILVER LAKE DR2026-04$4,150,0004,25028.1%
45 VALLEY VIEW AVE2025-03$3,000,0004,30822.4%
8 TEMPLAR WAY2025-11$2,600,0003,80428.8%
8 TEMPLAR WAY2025-04$2,500,0003,80430.0%
181 OAK RIDGE AVE2026-02$3,499,9994,12929.2%
125 HILL CREST AVE2025-10$3,325,0004,48129.1%
149 HILL CREST AVE2026-06$4,200,0005,86829.6%
3 BRANTWOOD DR2025-10$2,850,0003,96232.3%
5 SUNSET DR2025-07$2,255,0004,44826.8%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →