The Fair Share Report

44 Ridge Rd

Rumson, NJ 07760

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $2,476,642

Likely range $2,389,330 – $2,790,023, from 12 comparable Rumson sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

96.70%

The state's official measure of how far Rumson assessments sit below market value — republished every October, applied town-wide. A $2,476,642 home should be assessed near $2,394,913.

Step 3 · Assessed value

$1,747,500

Set at the last town-wide revaluation and mostly frozen since. That's $647,413 below what the ratio math suggests (27.0%).

Step 4 · The tax rate — same for every Rumson home

$1.049 per $100 assessed

$0.594 Schools · 57% $0.210 County · 20% $0.245 Town · 23%

This home's own bill implies $0.933 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$16,301/yr
Public schools$9,231
Monmouth County$3,263
Town of Rumson$3,807
Rumson average$23,692

This home vs. every recent Rumson sale · assessed ÷ market

Town median 97.5%
This home · 70.6%

57%116%

Keep quiet and enjoy it

This home's assessment ratio sits below the Rumson pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
80 BINGHAM AVE.2026-04$2,310,0003,07468.4%
33 PARK AVE.2026-03$2,800,0003,19881.7%
43 BINGHAM AVE.2026-06$2,675,0002,90069.3%
61 CENTER ST2026-04$2,410,0003,155107.2%
84 WASHINGTON ST.2025-06$1,677,0003,108100.0%
90 WASHINGTON ST.2026-04$2,457,0003,10386.7%
39 WASHINGTON AVENUE2026-03$2,300,0003,13995.2%
42 RIDGE RD.2025-04$1,575,0002,163112.9%
62 AVE OF TWO RIVERS2025-05$2,795,0003,310100.2%
3 MONMOUTH AVENUE2026-03$1,825,0002,29577.9%
42 FORREST AVE.2026-05$2,408,0002,84789.5%
12 FORREST AVE.2026-02$1,995,0002,78689.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →