The Fair Share Report

441 Ridge Ave

Gloucester, NJ 08099

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $245,565

Likely range $179,713 – $277,519, from 12 comparable Gloucester sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

56.95%

The state's official measure of how far Gloucester assessments sit below market value — republished every October, applied town-wide. A $245,565 home should be assessed near $139,849.

Step 3 · Assessed value

$85,300

Set at the last town-wide revaluation and mostly frozen since. That's $54,549 below what the ratio math suggests (39.0%).

Step 4 · The tax rate — same for every Gloucester home

$4.179 per $100 assessed

$1.890 Schools · 45% $0.949 County · 23% $1.339 Town · 32%

Step 5 · The bill

$3,669/yr
Public schools$1,660
Camden County$833
Town of Gloucester$1,176
Gloucester average$7,924

This home vs. every recent Gloucester sale · assessed ÷ market

Town median 51.6%
This home · 34.7%

25%74%

Paying about right

This home's ratio lands inside Gloucester's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
25 FIFTH AVENUE2025-11$257,00079250.6%
210 RIDGE AVENUE2025-03$150,00089893.5%
237 MARSHALL AVENUE2026-02$339,00079232.3%
117 FIFTH AVENUE2025-02$231,99078454.5%
505 FRONT STREET2025-09$225,00070254.6%
329 RIDGE AVENUE2026-04$290,00099243.2%
329 RIDGE AVENUE2025-06$172,50099272.7%
535 ROOSEVELT AVENUE2026-04$189,90084069.2%
211 CHESTNUT STREET2026-05$276,5001,07242.3%
248 BLACK HORSE PIKE-GLN2025-09$237,00096047.6%
6 W BATTEN AVENUE2026-03$225,00077053.5%
213 LAKE AVENUE2026-02$89,000640113.8%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →