The Fair Share Report

442 Cheyenne Dr

Ocean, NJ 08758

The town adjusts for market price changes once a year — but only based on the average price change of all homes in the area. This report checks whether this house's assessment kept pace.

This home's payments are about right

It sits inside Ocean's normal range — market price changes haven't singled it out. No case for a tax appeal.

Step 1 · Market value

≈ $370,370

Likely range $312,067 – $441,933, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $370,370 home should be assessed near $342,481.

Step 3 · Assessed value

$353,000

Set at the last town-wide revaluation and mostly frozen since. That's $10,519 above what the ratio math suggests (3.1%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

Step 5 · The bill

$5,570/yr
Public schools$2,517
Ocean County$1,197
Town of Ocean$1,857
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 95.3%

68%119%

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
82 BONITA ROAD2025-07$369,0001,51098.5%
1 AVON LANE2025-09$429,0001,48977.1%
339 SEMINOLE AVENUE2025-10$325,0001,548100.6%
51 OREGON AVENUE2026-05$375,5001,64081.4%
78 MICHIGAN AVENUE2025-06$285,0001,496111.3%
407 SIXTH STREET2025-03$300,0001,56091.2%
305 THIRD STREET2025-03$375,0001,30879.9%
5 NAVAJO DRIVE2025-09$477,5001,79874.2%
16 SO OLYMPIA DR2026-03$540,0001,72183.7%
10 ONEIDA AVENUE2025-07$450,0001,74077.9%
5 POHATCONG AVENUE2025-09$402,0001,30874.1%
71 RAILROAD AVENUE2025-01$509,0001,28868.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →