The Fair Share Report

45 Button Mill Rd

Upper Deerfield, NJ 08302

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $453,913

Likely range $343,236 – $552,575, from 12 comparable Upper Deerfield sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

69.30%

The state's official measure of how far Upper Deerfield assessments sit below market value — republished every October, applied town-wide. A $453,913 home should be assessed near $314,562.

Step 3 · Assessed value

$280,800

Set at the last town-wide revaluation and mostly frozen since. That's $33,762 below what the ratio math suggests (10.7%).

Step 4 · The tax rate — same for every Upper Deerfield home

$3.290 per $100 assessed

$1.925 Schools · 59% $1.176 County · 36% $0.189 Town · 6%

Step 5 · The bill

$9,247/yr
Public schools$5,410
Cumberland County$3,305
Town of Upper Deerfield$531
Upper Deerfield average$5,928

This home vs. every recent Upper Deerfield sale · assessed ÷ market

Town median 55.6%
This home · 61.9%

36%87%

Paying about right

This home's ratio lands inside Upper Deerfield's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
3 TUNBRIDGE DR2025-11$430,0002,44855.2%
1 JOHN'S WAY2026-05$449,9002,20853.0%
11 JOHN'S WAY2025-10$475,0003,63663.4%
45 ACORN DR2025-12$255,0002,86090.3%
10 KRYSTA COURT2025-08$485,0002,02068.3%
30 OAK HILL DR2025-02$416,0002,40357.6%
22 QUAIL RIDGE DR2025-05$390,0002,16055.6%
230 OLD DEERFIELD PIKE2025-02$330,0002,43852.2%
1 PATRIOT LN2025-02$318,0002,29269.4%
144 SILVER LAKE RD2025-09$330,0002,01666.9%
86 SENTRY DR2025-01$416,5001,96957.0%
57 N PARK DR2026-03$500,0003,08760.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →