The Fair Share Report

45 Paddock Ave

Vernon, NJ 07751

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $388,254

Likely range $349,093 – $440,000, from 12 comparable Vernon sales in the past 18 months, at this home's 1,155 sq ft.

Step 2 · The Director's Ratio

91.94%

The state's official measure of how far Vernon assessments sit below market value — republished every October, applied town-wide. A $388,254 home should be assessed near $356,961.

Step 3 · Assessed value

$115,400

Set at the last town-wide revaluation and mostly frozen since. That's $241,561 below what the ratio math suggests (67.7%).

Step 4 · The tax rate — same for every Vernon home

$2.345 per $100 assessed

$1.368 Schools · 58% $0.438 County · 19% $0.539 Town · 23%

Step 5 · The bill

$2,706/yr
Public schools$1,579
Sussex County$505
Town of Vernon$622
Vernon average$7,539

This home vs. every recent Vernon sale · assessed ÷ market

Town median 85.5%
This home · 29.7%

21%107%

Keep quiet and enjoy it

This home's assessment ratio sits below the Vernon pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
310 MIDWAY DR2025-04$350,0001,15881.5%
37 PADDOCK AVE2025-12$358,0001,06578.9%
153 COON DEN RD2025-10$380,0001,09282.8%
1049 LAKESIDE DR E2025-08$650,0001,11685.3%
513 UPPER HIGHLAND LK DR2025-08$560,0001,32468.7%
204 WINETKA ROAD2026-01$341,0001,09685.0%
554 GRANDVIEW DR2026-04$430,0001,14472.7%
10 WOODSIDE DR2025-02$245,0001,296101.9%
527 TAHAMA RD2025-05$440,0001,27274.6%
15 VILLAGE WAY, UNIT 52026-02$272,9001,15174.6%
6 COURTLAND RD2026-03$400,0001,05083.4%
105 BUSHWICK LANE2026-05$425,0001,05671.5%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →