The Fair Share Report
46 Cross Rd
Bernards, NJ 07920
The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.
This home's full record →Check another house →
Step 1 · Market value
Likely range $696,846 – $957,939, from 12 comparable Bernards sales in the past 18 months (home size estimated from assessor data — range widened).
Step 2 · The Director's Ratio
The state's official measure of how far Bernards assessments sit below market value — republished every October, applied town-wide. A $764,782 home should be assessed near $727,461.
Step 3 · Assessed value
Set at the last town-wide revaluation and mostly frozen since. That's $105,939 above what the ratio math suggests (14.6%).
Step 4 · The tax rate — same for every Bernards home
$1.095 Schools · 65% $0.308 County · 18% $0.285 Town · 17%
This home's own bill implies $1.549 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).
Step 5 · The bill
This home vs. every recent Bernards sale · assessed ÷ market
80%125%
Paying about right
This home's ratio lands inside Bernards's normal band. The drift hasn't singled it out — no case for a tax appeal.
The evidence · comparable sales (SR1A usable-sale records)
| Address | Sold | Price | Sq ft | Ratio |
|---|---|---|---|---|
| 8 BEECHWOOD RD | 2026-06 | $1,000,000 | 2,060 | 77.0% |
| 19 S ALWARD AVE | 2025-04 | $810,000 | 1,660 | 93.7% |
| 10 NANCY LN | 2025-04 | $650,000 | 1,792 | 93.8% |
| 494 KING GEORGE RD | 2026-05 | $570,000 | 1,572 | 95.9% |
| 27 WOODSTONE RD | 2026-03 | $1,370,000 | 2,532 | 81.3% |
| 22 DAYTON ST | 2026-01 | $669,000 | 1,614 | 90.6% |
| 22 DAYTON ST | 2025-03 | $645,000 | 1,614 | 94.0% |
| 11 N VOORHEES DR | 2025-06 | $1,094,445 | 2,315 | 95.7% |
| 1 BRADFORD LN | 2026-04 | $900,000 | 1,994 | 82.0% |
| 35 ROBERTS CIR | 2026-04 | $727,000 | 2,022 | 86.0% |
| 40 MAPLE RUN | 2025-02 | $606,000 | 1,892 | 98.2% |
| 3 FAIRBANKS LN | 2025-02 | $695,000 | 2,096 | 90.3% |
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