The Fair Share Report

48 First St

Rumson, NJ 07760

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,108,571

Likely range $1,059,057 – $1,343,490, from 12 comparable Rumson sales in the past 18 months, at this home's 1,552 sq ft.

Step 2 · The Director's Ratio

96.70%

The state's official measure of how far Rumson assessments sit below market value — republished every October, applied town-wide. A $1,108,571 home should be assessed near $1,071,988.

Step 3 · Assessed value

$1,665,000

Set at the last town-wide revaluation and mostly frozen since. That's $593,012 above what the ratio math suggests (55.3%).

Step 4 · The tax rate — same for every Rumson home

$1.049 per $100 assessed

$0.594 Schools · 57% $0.210 County · 20% $0.245 Town · 23%

This home's own bill implies $0.916 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$15,250/yr
Public schools$8,636
Monmouth County$3,053
Town of Rumson$3,562
Rumson average$23,692

This home vs. every recent Rumson sale · assessed ÷ market

Town median 97.5%
This home · 150.2%

72%163%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $6,221/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
22 ROSALIE AVE.2025-04$1,100,0001,61291.8%
58 AVE OF TWO RIVERS2026-05$950,0001,434110.2%
1 ROSALIE AVE.2026-04$1,250,0001,44482.5%
1 ROSALIE AVE.2026-03$999,9991,444103.1%
5 OAKWOOD LANE2025-04$1,200,0001,36082.7%
21 CEDAR AVENUE2025-03$1,100,0001,60195.0%
38 WASHINGTON ST.2025-02$1,300,0001,820104.8%
30 GRANT AVENUE2026-04$995,0001,17698.3%
44 AVE OF TWO RIVERS2026-03$975,0001,682103.1%
27 WATERMAN AVE.2025-06$3,300,0001,84893.2%
39 ALLEN ST.2026-06$1,500,0001,59277.8%
19 MAPLEWOOD AVE.2026-05$1,145,0001,63995.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →