The Fair Share Report

494 E Rd

Middletown, NJ 07718

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $631,810

Likely range $573,434 – $701,283, from 12 comparable Middletown sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

98.35%

The state's official measure of how far Middletown assessments sit below market value — republished every October, applied town-wide. A $631,810 home should be assessed near $621,385.

Step 3 · Assessed value

$694,200

Set at the last town-wide revaluation and mostly frozen since. That's $72,815 above what the ratio math suggests (11.7%).

Step 4 · The tax rate — same for every Middletown home

$1.614 per $100 assessed

$0.990 Schools · 61% $0.195 County · 12% $0.429 Town · 27%

This home's own bill implies $1.459 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$10,131/yr
Public schools$6,214
Monmouth County$1,224
Town of Middletown$2,693
Middletown average$11,743

This home vs. every recent Middletown sale · assessed ÷ market

Town median 98.7%
This home · 109.9%

81%127%

Paying about right

This home's ratio lands inside Middletown's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
474 CENTER AVE2025-02$435,0001,656116.3%
334 CAMPBELL AVE2025-04$640,0001,641100.1%
27 TINDALL RD2025-05$620,0001,49097.0%
547 GREENE AVE2025-06$715,0001,680104.3%
73 HUBBARD AVE2026-05$1,260,0001,70063.8%
164 OCEAN AVE2026-06$440,0001,708115.6%
52 MONMOUTH AVE2025-04$525,0001,44097.3%
143 MAIN ST2026-02$500,0001,690109.7%
424 GLENMARY AVE2025-04$635,0001,68898.7%
12 KARYN TERR E2026-06$710,0001,59499.8%
6 RUTLEDGE DR2025-02$731,0001,565101.4%
191 SUMMIT AVE2026-02$890,0001,63294.1%

Is this your house?

Run your own report →

Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →