The Fair Share Report

495 Devon St

Kearny, NJ 07032

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $643,383

Likely range $568,141 – $742,191, from 12 comparable Kearny sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

16.08%

The state's official measure of how far Kearny assessments sit below market value — republished every October, applied town-wide. A $643,383 home should be assessed near $103,456.

Step 3 · Assessed value

$97,200

Set at the last town-wide revaluation and mostly frozen since. That's $6,256 below what the ratio math suggests (6.0%).

Step 4 · The tax rate — same for every Kearny home

$10.847 per $100 assessed

$5.124 Schools · 47% $1.917 County · 18% $3.806 Town · 35%

Step 5 · The bill

$10,544/yr
Public schools$4,981
Hudson County$1,863
Town of Kearny$3,700
Kearny average$10,749

This home vs. every recent Kearny sale · assessed ÷ market

Town median 15.5%
This home · 15.1%

7%24%

Paying about right

This home's ratio lands inside Kearny's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
18-20 ARGYLE PLACE2025-11$806,0001,67712.7%
1 PINE ST2025-07$760,0001,78011.9%
77 PAVONIA AVENUE2026-04$560,0001,62216.3%
841 SCHUYLER AVE2025-06$622,0001,70011.6%
42 PAVONIA AVE2026-01$695,0001,68517.1%
21-23 ANN ST2025-10$775,0001,97412.7%
122 CHESTNUT ST2025-06$360,0001,70120.0%
46 OAKWOOD AVENUE2025-08$545,0001,59215.8%
22 TRINITY PL2025-02$535,0001,54215.3%
62 HAMILTON AVE2026-01$710,0001,67417.4%
21 LIVINGSTON AVE2025-11$660,0001,66416.8%
238-240 MIDLAND AVE2025-09$730,0002,11616.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →