The Fair Share Report

5 Ruby Ct

Roxbury, NJ 07876

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $685,817

Likely range $606,234 – $782,574, from 12 comparable Roxbury sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

64.45%

The state's official measure of how far Roxbury assessments sit below market value — republished every October, applied town-wide. A $685,817 home should be assessed near $442,009.

Step 3 · Assessed value

$428,300

Set at the last town-wide revaluation and mostly frozen since. That's $13,709 below what the ratio math suggests (3.1%).

Step 4 · The tax rate — same for every Roxbury home

$2.820 per $100 assessed

$1.792 Schools · 64% $0.336 County · 12% $0.693 Town · 25%

This home's own bill implies $2.763 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$11,832/yr
Public schools$7,516
Morris County$1,409
Town of Roxbury$2,907
Roxbury average$9,773

This home vs. every recent Roxbury sale · assessed ÷ market

Town median 57.0%
This home · 62.5%

44%80%

Paying about right

This home's ratio lands inside Roxbury's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
3 PEPPER LN2026-03$450,0002,19277.1%
7 HILLARY TER2025-12$765,0002,18762.1%
32 RADCLIFFE DR2025-12$700,0002,15362.3%
5 VALLEY RD2025-12$650,0002,08776.3%
9 LONGFELLOW DR2026-03$801,0002,00452.1%
19 TIMBERLINE DR2025-07$745,0002,65060.5%
4 SUE CT2025-05$612,0002,43265.5%
225 EMMANS RD2026-05$775,0002,22563.7%
11 COLONIAL WAY2025-12$700,0002,25360.1%
1 LAZARUS DR2025-08$830,0002,28850.8%
150 RIGHTER RD2025-08$720,0002,17868.9%
286 EYLAND AVE2025-10$725,0002,36257.5%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →