The Fair Share Report
5 Silver Brook Rd
Harding, NJ 07976
The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.
This home's full record →Check another house →
Step 1 · Market value
Likely range $2,109,197 – $3,220,081, from 12 comparable Harding sales in the past 18 months (home size estimated from assessor data — range widened).
Step 2 · The Director's Ratio
The state's official measure of how far Harding assessments sit below market value — republished every October, applied town-wide. A $2,736,207 home should be assessed near $2,040,390.
Step 3 · Assessed value
Set at the last town-wide revaluation and mostly frozen since. That's $276,590 below what the ratio math suggests (13.6%).
Step 4 · The tax rate — same for every Harding home
$0.580 Schools · 47% $0.299 County · 24% $0.355 Town · 29%
Step 5 · The bill
This home vs. every recent Harding sale · assessed ÷ market
46%94%
Paying about right
This home's ratio lands inside Harding's normal band. The drift hasn't singled it out — no case for a tax appeal.
The evidence · comparable sales (SR1A usable-sale records)
| Address | Sold | Price | Sq ft | Ratio |
|---|---|---|---|---|
| 1 PLEASANT PLAINS RD | 2025-08 | $3,300,000 | 6,695 | 60.0% |
| 58 BROOK DR SOUTH | 2026-06 | $1,407,000 | 5,135 | 69.0% |
| 80 GLEN ALPIN RD | 2025-06 | $2,300,000 | 5,410 | 68.1% |
| 71 VILLAGE RD | 2025-05 | $3,500,000 | 8,120 | 54.7% |
| 624 VAN BEUREN RD | 2025-06 | $3,500,000 | 6,178 | 68.7% |
| 676 SPRING VALLEY RD | 2025-11 | $2,400,000 | 5,306 | 71.7% |
| 11 COLGATE TER | 2025-12 | $3,800,000 | 9,065 | 80.7% |
| 72 VILLAGE RD | 2025-11 | $2,850,000 | 5,234 | 59.1% |
| 154 PLEASANTVILLE RD | 2025-06 | $2,600,000 | 7,547 | 88.8% |
| 12 WHITE DEER LN | 2025-02 | $1,650,000 | 5,047 | 94.3% |
| 12 FAIRCHILD LN | 2025-07 | $1,850,000 | 4,384 | 61.0% |
| 7 CEDAR HILL DR | 2025-10 | $3,550,000 | 4,710 | 28.6% |
Is this your house?
Run your own report →