The Fair Share Report
5 St Clair Rd
Harding, NJ 07960
The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.
This home's full record →Check another house →
Step 1 · Market value
Likely range $1,379,822 – $1,762,596, from 12 comparable Harding sales in the past 18 months, at this home's 2,786 sq ft.
Step 2 · The Director's Ratio
The state's official measure of how far Harding assessments sit below market value — republished every October, applied town-wide. A $1,618,447 home should be assessed near $1,206,876.
Step 3 · Assessed value
Set at the last town-wide revaluation and mostly frozen since. That's $444,576 below what the ratio math suggests (36.8%).
Step 4 · The tax rate — same for every Harding home
$0.580 Schools · 47% $0.299 County · 24% $0.355 Town · 29%
Step 5 · The bill
This home vs. every recent Harding sale · assessed ÷ market
38%94%
Keep quiet and enjoy it
This home's assessment ratio sits below the Harding pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.
The evidence · comparable sales (SR1A usable-sale records)
| Address | Sold | Price | Sq ft | Ratio |
|---|---|---|---|---|
| 9 FAWN HILL DR | 2025-05 | $1,800,000 | 2,819 | 66.0% |
| 10 DOUGLAS RD | 2025-06 | $1,750,000 | 2,875 | 63.9% |
| 34 MILLBROOK RD | 2025-10 | $1,100,000 | 3,043 | 88.5% |
| 41 VILLAGE RD | 2025-11 | $2,000,000 | 2,956 | 48.3% |
| 7 ST CLAIR RD | 2026-06 | $1,710,000 | 3,413 | 53.6% |
| 198 VILLAGE RD | 2026-06 | $1,425,000 | 2,453 | 59.6% |
| 29 VILLAGE RD | 2026-03 | $1,400,000 | 2,507 | 53.8% |
| 6 FAWN HILL DR | 2025-10 | $2,100,000 | 3,240 | 58.5% |
| 53 POST HOUSE RD | 2026-01 | $1,445,000 | 2,284 | 64.2% |
| 1 WHITE DEER LN | 2025-03 | $1,780,000 | 3,594 | 71.0% |
| 25 WHITE DEER LN | 2025-05 | $2,250,000 | 3,641 | 51.7% |
| 7 POST HOUSE RD | 2026-06 | $1,618,000 | 3,718 | 62.3% |
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