The Fair Share Report

5 Timber Dr

Ocean, NJ 07712

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,072,163

Likely range $832,461 – $1,222,967, from 12 comparable Ocean sales in the past 18 months, at this home's 2,799 sq ft.

Step 2 · The Director's Ratio

94.25%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $1,072,163 home should be assessed near $1,010,514.

Step 3 · Assessed value

$941,900

Set at the last town-wide revaluation and mostly frozen since. That's $68,614 below what the ratio math suggests (6.8%).

Step 4 · The tax rate — same for every Ocean home

$1.319 per $100 assessed

$0.801 Schools · 61% $0.224 County · 17% $0.295 Town · 22%

This home's own bill implies $1.273 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$11,986/yr
Public schools$7,273
Monmouth County$2,034
Town of Ocean$2,679
Ocean average$12,291

This home vs. every recent Ocean sale · assessed ÷ market

Town median 95.5%
This home · 87.9%

72%119%

Paying about right

This home's ratio lands inside Ocean's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
27 PAL DR2025-06$1,080,0002,80298.7%
32 ELLEN CT2025-01$750,0002,768131.8%
104 PEAR ST2026-04$999,0002,608126.3%
6 CALVIN TERR2025-01$1,225,0002,89392.0%
1906 FINDERNE ST2025-04$1,150,0002,63291.5%
1 MICHAELS CT2026-06$1,792,5002,37870.9%
9 TILTON DR2025-06$875,0003,008100.0%
25 DWIGHT DR2025-02$1,400,0002,45796.2%
8 HIGH RIDGE RD2025-02$860,0002,942100.7%
9 MAHORAS DR2025-06$900,0002,80298.4%
53 HILLSIDE TERR2025-01$690,0002,320105.8%
186 WHALE POND RD2026-05$1,530,0002,82594.7%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →