The Fair Share Report

509 Middlesex St

Gloucester, NJ 08030

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $267,451

Likely range $231,096 – $326,611, from 12 comparable Gloucester City sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

56.80%

The state's official measure of how far Gloucester City assessments sit below market value — republished every October, applied town-wide. A $267,451 home should be assessed near $151,912.

Step 3 · Assessed value

$128,900

Set at the last town-wide revaluation and mostly frozen since. That's $23,012 below what the ratio math suggests (15.1%).

Step 4 · The tax rate — same for every Gloucester City home

$5.292 per $100 assessed

$1.323 Schools · 25% $0.921 County · 17% $3.048 Town · 58%

This home's own bill implies $5.099 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$6,573/yr
Public schools$1,643
Camden County$1,144
Town of Gloucester City$3,786
Gloucester City average$5,850

This home vs. every recent Gloucester City sale · assessed ÷ market

Town median 44.4%
This home · 48.2%

26%71%

Paying about right

This home's ratio lands inside Gloucester City's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
413 SOMERSET ST2025-11$379,00015.3%
406 SOMERSET ST2025-09$235,1501,63743.1%
36 UNIVERSITY AVE2025-06$392,5001,68531.4%
212 MIDDLESEX ST2025-05$210,0001,44639.7%
900 MONMOUTH ST2025-11$175,0001,57161.1%
731 JERSEY AVE2026-06$249,9001,55238.8%
232 SYLVAN AVE2025-10$340,0001,78047.7%
613 MARKET ST2025-10$138,0001,76485.1%
305 ROSALIND AVE2025-04$310,0001,82053.7%
4 BARNARD AVE2025-03$309,0001,57836.6%
738 DIVISION ST2026-04$280,0001,56036.9%
6 PARK AVE2025-06$265,0001,40054.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →