The Fair Share Report

515 Oak St E

Millville, NJ 08077

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $135,149

Likely range $74,546 – $198,725, from 12 comparable Millville sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

57.44%

The state's official measure of how far Millville assessments sit below market value — republished every October, applied town-wide. A $135,149 home should be assessed near $77,630.

Step 3 · Assessed value

$41,800

Set at the last town-wide revaluation and mostly frozen since. That's $35,830 below what the ratio math suggests (46.2%).

Step 4 · The tax rate — same for every Millville home

$4.053 per $100 assessed

$1.141 Schools · 28% $1.494 County · 37% $1.418 Town · 35%

Step 5 · The bill

$1,695/yr
Public schools$477
Cumberland County$625
Town of Millville$593
Millville average$5,109

This home vs. every recent Millville sale · assessed ÷ market

Town median 48.2%
This home · 30.9%

16%79%

Paying about right

This home's ratio lands inside Millville's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
414 W POWELL ST2026-02$115,00096031.7%
408 W POWELL ST2025-11$150,0001,04425.0%
805 E MAIN ST2025-08$90,00098472.2%
1012 ARCHER ST2025-10$65,00085855.4%
216 W MCNEAL ST2025-05$90,0001,06493.9%
404 MAURICE ST2026-05$196,50093637.1%
24 RACE ST S2025-08$250,0001,03416.0%
918 N 4TH ST2025-07$150,0001,02143.7%
5 S PEARL ST2026-05$205,0001,00026.1%
2023 NEWCOMBTOWN RD2025-07$160,0001,14088.2%
332 E BROAD ST2026-02$75,0001,05654.5%
1910 E MAIN ST2025-03$225,0001,00853.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →