The Fair Share Report

53 E Oak St

Bernards, NJ 07920

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $465,616

Likely range $442,072 – $578,515, from 12 comparable Bernards sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

95.12%

The state's official measure of how far Bernards assessments sit below market value — republished every October, applied town-wide. A $465,616 home should be assessed near $442,894.

Step 3 · Assessed value

$598,100

Set at the last town-wide revaluation and mostly frozen since. That's $155,206 above what the ratio math suggests (35.0%).

Step 4 · The tax rate — same for every Bernards home

$1.687 per $100 assessed

$1.095 Schools · 65% $0.308 County · 18% $0.285 Town · 17%

This home's own bill implies $1.601 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$9,578/yr
Public schools$6,213
Somerset County$1,748
Town of Bernards$1,617
Bernards average$14,733

This home vs. every recent Bernards sale · assessed ÷ market

Town median 94.1%
This home · 128.5%

80%141%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $2,618/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
117 W OAK ST2025-04$601,0001,29698.8%
212 W OAK ST2026-05$590,0001,32688.4%
2405 PRIVET WAY2026-02$450,0001,31391.0%
2305 PRIVET WAY2026-01$405,0001,31398.8%
2206 PRIVET WAY2025-02$465,0001,31396.2%
16 LEE PL2025-05$555,00096091.1%
85 SYCAMORE CT2026-04$586,5001,35797.2%
3106 HEMLOCK PL2025-04$405,0001,31399.9%
26 WOODWARD LN2026-04$500,0001,396100.3%
334 ENGLISH PL2025-03$565,0001,39690.0%
254 PENNS WAY2026-04$500,0001,40093.0%
267 ENGLISH PL2026-02$480,0001,40099.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →