The Fair Share Report

531 E Rd

Middletown, NJ 07718

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $680,414

Likely range $649,239 – $836,565, from 12 comparable Middletown sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

98.35%

The state's official measure of how far Middletown assessments sit below market value — republished every October, applied town-wide. A $680,414 home should be assessed near $669,187.

Step 3 · Assessed value

$631,300

Set at the last town-wide revaluation and mostly frozen since. That's $37,887 below what the ratio math suggests (5.7%).

Step 4 · The tax rate — same for every Middletown home

$1.614 per $100 assessed

$0.990 Schools · 61% $0.195 County · 12% $0.429 Town · 27%

This home's own bill implies $1.468 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$9,268/yr
Public schools$5,685
Monmouth County$1,120
Town of Middletown$2,463
Middletown average$11,743

This home vs. every recent Middletown sale · assessed ÷ market

Town median 98.7%
This home · 92.8%

70%118%

Paying about right

This home's ratio lands inside Middletown's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
25 HENRY DR2025-01$650,0001,43199.3%
4 THE TRAIL2026-05$725,0001,48986.0%
165 BAYVIEW AVE2025-06$660,0001,49291.8%
213 HARVEY AVE2026-05$657,8001,362100.0%
9 WALNUT AVE2025-02$645,0001,366103.7%
74 FISH HAWK DR2026-01$900,0001,53490.6%
79 LAKE SHORE DR2026-01$810,0001,441102.1%
121 LAKE SHORE DR2025-04$647,0001,39099.0%
43 MAIDA TERR2026-06$905,0001,54488.7%
47 MAIDA TERR2025-05$860,0001,54493.7%
37 STEPHENVILLE BLVD2025-01$650,0001,544107.0%
2 MIRIAM PL2025-01$715,0001,55099.9%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →