532 Pine St

Step 1 · Market value

Likely range $199,327 – $273,511, from 12 comparable Deerfield sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

The state's official measure of how far Deerfield assessments sit below market value — republished every October, applied town-wide. A $239,076 home should be assessed near $143,637.

Step 3 · Assessed value

Set at the last town-wide revaluation and mostly frozen since. That's $62,837 below what the ratio math suggests (43.7%).

Step 4 · The tax rate — same for every Deerfield home

$2.376 Schools · 61% $1.347 County · 35% $0.167 Town · 4%

This home's own bill implies $2.516 per $100 — well off the general rate. That usually means the town revalued since the last bill.

Step 5 · The bill

This home vs. every recent Deerfield sale · assessed ÷ market

24%92%

The evidence · comparable sales (SR1A usable-sale records)