The Fair Share Report

539 Rt 49

Upper, NJ 08270

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $495,858

Likely range $438,976 – $550,798, from 12 comparable Upper sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

56.65%

The state's official measure of how far Upper assessments sit below market value — republished every October, applied town-wide. A $495,858 home should be assessed near $280,904.

Step 3 · Assessed value

$284,200

Set at the last town-wide revaluation and mostly frozen since. That's $3,296 above what the ratio math suggests (1.2%).

Step 4 · The tax rate — same for every Upper home

$2.303 per $100 assessed

$1.649 Schools · 72% $0.331 County · 14% $0.323 Town · 14%

Step 5 · The bill

$7,051/yr
Public schools$5,049
Cape May County$1,013
Town of Upper$989
Upper average$6,686

This home vs. every recent Upper sale · assessed ÷ market

Town median 55.3%
This home · 57.3%

36%79%

Paying about right

This home's ratio lands inside Upper's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
1731 RT US 9 SO #952025-01$515,0001,84854.0%
23 GLORY RD2025-02$625,0001,89240.0%
1731 RT US 9 SO #282026-03$550,0002,00252.2%
1731 RT US 9 SO #252026-03$519,0002,00255.3%
1731 RT US 9 SO #412025-07$480,0002,00262.4%
1731 RT US 9 SO #282025-06$525,0002,00254.6%
1731 RT US 9 SO #1222025-03$475,0002,00260.4%
15 SEAVIEW AVE2025-07$540,0001,88243.1%
140 PERRY RD2025-08$650,0001,79250.9%
14 ROBERTS AVE2025-02$350,0001,77653.6%
14 LYNDHURST RD2026-04$515,0001,99244.2%
1451 JOSEPH AVE2025-05$600,0001,86638.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →