The Fair Share Report

54 Rumson Rd

Rumson, NJ 07760

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $2,574,731

Likely range $2,170,886 – $3,579,120, from 12 comparable Rumson sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

96.70%

The state's official measure of how far Rumson assessments sit below market value — republished every October, applied town-wide. A $2,574,731 home should be assessed near $2,489,765.

Step 3 · Assessed value

$3,976,400

Set at the last town-wide revaluation and mostly frozen since. That's $1,486,635 above what the ratio math suggests (59.7%).

Step 4 · The tax rate — same for every Rumson home

$1.049 per $100 assessed

$0.594 Schools · 57% $0.210 County · 20% $0.245 Town · 23%

This home's own bill implies $0.918 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$36,492/yr
Public schools$20,663
Monmouth County$7,305
Town of Rumson$8,523
Rumson average$23,692

This home vs. every recent Rumson sale · assessed ÷ market

Town median 97.5%
This home · 154.4%

72%189%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $15,595/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
15 N WARD AVENUE2026-04$8,500,00057.0%
6 POMPANO RD2025-05$2,625,0004,282107.8%
69 W. RIVER ROAD2026-01$4,051,0004,34080.9%
43 RUMSON ROAD2025-04$2,350,0004,712102.4%
77 WATERMAN AVE.2026-05$2,990,0003,692115.3%
19 BELLEVUE AVE.2025-05$2,825,0004,045100.0%
135 RIDGE ROAD2026-05$4,251,3224,09785.8%
2 BROOKSIDE DRIVE2025-05$2,800,0004,307106.0%
85 BUENA VISTA AVENUE2025-02$2,650,0003,993107.1%
41 BUENA VISTA AVE2025-04$2,450,0004,071100.0%
46 RIDGE RD.2025-02$1,575,0003,558111.1%
17 SAILERS WAY2026-05$2,200,0004,071121.5%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →