The Fair Share Report

544 E Ave

Bay Head, NJ 07928

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,806,132

Likely range $1,608,824 – $2,066,640, from 12 comparable Bay Head sales in the past 18 months, at this home's 2,188 sq ft.

Step 2 · The Director's Ratio

56.09%

The state's official measure of how far Bay Head assessments sit below market value — republished every October, applied town-wide. A $1,806,132 home should be assessed near $1,013,059.

Step 3 · Assessed value

$2,037,000

Set at the last town-wide revaluation and mostly frozen since. That's $1,023,941 above what the ratio math suggests (101.1%).

Step 4 · The tax rate — same for every Bay Head home

$1.104 per $100 assessed

$0.251 Schools · 23% $0.576 County · 52% $0.277 Town · 25%

Step 5 · The bill

$22,509/yr
Public schools$5,118
Ocean County$11,744
Town of Bay Head$5,648
Bay Head average$18,045

This home vs. every recent Bay Head sale · assessed ÷ market

Town median 48.8%
This home · 112.8%

30%132%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (64.50%) — roughly $11,304/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
463 LAKE AVE2025-05$2,875,0002,13835.0%
49 NORTH ST2025-02$1,990,0002,48150.0%
50 BRIDGE AVE2025-09$2,000,0002,21648.4%
36 BRIDGE AVE2025-01$2,275,0002,75645.7%
162 PARK AVE2025-06$2,350,0002,48842.8%
1320 BAY AVE2025-06$1,451,0002,15446.0%
258 OSBORNE AVE2026-04$2,090,0002,31537.3%
2 CEDAR DRIVE2025-10$1,520,0002,23956.5%
289 OSBORNE AVE2025-09$1,500,0002,32054.0%
190 OSBORNE AVE2026-05$1,400,0001,90448.8%
188 PARK AVE2025-06$2,499,9992,67041.5%
630 MAIN AVE2025-07$2,340,0002,32849.8%

Is this your house?

Run your own report →

Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →