The Fair Share Report

55 Independence Dr

Bernards, NJ 07920

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,712,443

Likely range $1,407,694 – $1,805,800, from 12 comparable Bernards sales in the past 18 months, at this home's 3,906 sq ft.

Step 2 · The Director's Ratio

95.12%

The state's official measure of how far Bernards assessments sit below market value — republished every October, applied town-wide. A $1,712,443 home should be assessed near $1,628,876.

Step 3 · Assessed value

$1,679,400

Set at the last town-wide revaluation and mostly frozen since. That's $50,524 above what the ratio math suggests (3.1%).

Step 4 · The tax rate — same for every Bernards home

$1.687 per $100 assessed

$1.095 Schools · 65% $0.308 County · 18% $0.285 Town · 17%

This home's own bill implies $1.578 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$26,508/yr
Public schools$17,196
Somerset County$4,837
Town of Bernards$4,476
Bernards average$14,733

This home vs. every recent Bernards sale · assessed ÷ market

Town median 94.1%
This home · 98.1%

80%125%

Paying about right

This home's ratio lands inside Bernards's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
36 SENTINEL DR2025-04$1,725,0004,04395.2%
32 INDEPENDENCE DR2026-06$1,850,0004,01191.2%
12 BEACON CREST DR2026-04$1,665,0003,38589.3%
64 MORGAN LN2025-02$1,535,0004,56995.8%
11 WELLINGTON DR2025-04$1,650,0003,56996.3%
58 MORGAN LN2026-02$1,495,0004,67596.7%
1 TARTAN DR2026-05$1,515,0003,34490.9%
18 HADLEY CT2025-06$1,100,0003,15394.9%
19 CREST DR2025-05$1,505,0004,17694.6%
24 TALMADGE LN2025-06$1,921,0003,51584.2%
21 BRENTWOOD CT2026-01$1,650,0003,816100.8%
17 BEDFORD DR2026-05$1,650,0003,53991.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →