The Fair Share Report

552 E Rd

Middletown, NJ 07718

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $612,788

Likely range $535,184 – $726,081, from 12 comparable Middletown sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

98.35%

The state's official measure of how far Middletown assessments sit below market value — republished every October, applied town-wide. A $612,788 home should be assessed near $602,677.

Step 3 · Assessed value

$656,100

Set at the last town-wide revaluation and mostly frozen since. That's $53,423 above what the ratio math suggests (8.9%).

Step 4 · The tax rate — same for every Middletown home

$1.614 per $100 assessed

$0.990 Schools · 61% $0.195 County · 12% $0.429 Town · 27%

This home's own bill implies $1.494 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$9,800/yr
Public schools$6,011
Monmouth County$1,184
Town of Middletown$2,605
Middletown average$11,743

This home vs. every recent Middletown sale · assessed ÷ market

Town median 98.7%
This home · 107.1%

81%128%

Paying about right

This home's ratio lands inside Middletown's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
18 PENNYBROOK LANE2025-02$595,0001,77299.4%
398 NAVESINK AVE2025-03$725,0001,80794.5%
85 BONNIE DR2025-02$732,5001,873100.0%
49 PAPE DR2026-06$727,0001,66084.4%
3 BAY TREE CIR2025-05$618,0271,716106.3%
27 BAY TREE CIR2025-04$659,5001,90696.8%
610 CENTER AVE2026-04$501,5001,72494.4%
18 HUNTERS POINTE RD2025-06$715,0001,56890.8%
10 IRONWOOD CT2025-04$710,0001,77998.2%
25 IRONWOOD CT2025-01$660,0001,779101.8%
617 CARTER AVE2026-01$510,0001,927111.0%
33 PENNYBROOK LANE2025-01$565,0002,08098.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →