The Fair Share Report

56 Rt 5o

Upper, NJ 08505

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $436,244

Likely range $351,501 – $546,937, from 12 comparable Upper sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

56.65%

The state's official measure of how far Upper assessments sit below market value — republished every October, applied town-wide. A $436,244 home should be assessed near $247,132.

Step 3 · Assessed value

$46,200

Set at the last town-wide revaluation and mostly frozen since. That's $200,932 below what the ratio math suggests (81.3%).

Step 4 · The tax rate — same for every Upper home

$2.303 per $100 assessed

$1.649 Schools · 72% $0.331 County · 14% $0.323 Town · 14%

Step 5 · The bill

$1,115/yr
Public schools$799
Cape May County$160
Town of Upper$156
Upper average$6,686

This home vs. every recent Upper sale · assessed ÷ market

Town median 55.3%
This home · 10.6%

3%79%

Keep quiet and enjoy it

This home's assessment ratio sits below the Upper pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
601 SECOND AVE2025-12$430,0001,66863.5%
8 SHEILA AVE2025-10$410,0001,68456.3%
618 RT US 9 SO2025-04$430,0001,54057.8%
1313 STAGECOACH RD2026-01$275,0001,65281.1%
10 LUKE CT2025-07$568,5001,76459.0%
8 REDWISH AVE2025-06$675,0001,54641.8%
6 SEASOUNDS AVE2026-05$371,0001,75261.9%
491 DENNS/PTSBG RD2025-06$484,5001,50744.6%
43 WEXTON DR2025-07$399,0001,75861.2%
230 STAGECOACH RD2026-03$625,0001,50238.8%
90 SCHOOL HOUSE LA2025-05$495,0001,84546.6%
288 RT 492025-01$230,0001,63298.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →