The Fair Share Report

56 Second St

Highlands, NJ 07716

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $407,109

Likely range $381,468 – $451,932, from 12 comparable Highlands sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

98.82%

The state's official measure of how far Highlands assessments sit below market value — republished every October, applied town-wide. A $407,109 home should be assessed near $402,305.

Step 3 · Assessed value

$429,700

Set at the last town-wide revaluation and mostly frozen since. That's $27,395 above what the ratio math suggests (6.8%).

Step 4 · The tax rate — same for every Highlands home

$1.709 per $100 assessed

$0.700 Schools · 41% $0.196 County · 11% $0.813 Town · 48%

Step 5 · The bill

$7,348/yr
Public schools$3,010
Monmouth County$843
Town of Highlands$3,496
Highlands average$8,981

This home vs. every recent Highlands sale · assessed ÷ market

Town median 99.8%
This home · 105.5%

76%118%

Paying about right

This home's ratio lands inside Highlands's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
51 MATTHEW STREET2026-01$425,000918100.9%
69 FOURTH STREET2026-01$481,3001,082100.0%
251 BAY AVENUE2026-04$571,00099293.7%
39 SEADRIFT AVENUE2025-02$371,0001,193118.9%
203 SHORE DRIVE2026-01$499,9001,14079.4%
46 BARBARIE AVENUE2025-05$615,0001,200100.0%
11 CHEERFUL PLACE2026-04$825,0001,22767.4%
11 CHEERFUL PLACE2025-04$600,0001,22792.7%
230 BAY AVENUE2026-04$360,0001,134115.7%
30 OCEAN AVENUE2025-05$600,0001,242100.0%
329 SHORE DRIVE D-52025-01$320,00087693.6%
134 LINDEN AVE2025-01$390,0001,152103.2%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →