The Fair Share Report

56 Spring St

Lodi, NJ 07644

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $607,374

Likely range $495,040 – $705,200, from 12 comparable Lodi sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

51.93%

The state's official measure of how far Lodi assessments sit below market value — republished every October, applied town-wide. A $607,374 home should be assessed near $315,409.

Step 3 · Assessed value

$275,200

Set at the last town-wide revaluation and mostly frozen since. That's $40,209 below what the ratio math suggests (12.7%).

Step 4 · The tax rate — same for every Lodi home

$3.540 per $100 assessed

$1.962 Schools · 55% $0.409 County · 12% $1.169 Town · 33%

Step 5 · The bill

$9,742/yr
Public schools$5,399
Bergen County$1,126
Town of Lodi$3,217
Lodi average$11,433

This home vs. every recent Lodi sale · assessed ÷ market

Town median 46.0%
This home · 45.3%

31%65%

Paying about right

This home's ratio lands inside Lodi's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
295 BELL AVE2025-11$590,0001,50440.9%
FARNHAM AVE2025-03$680,0002.7%
72 AVE A2025-04$701,0001,56035.7%
173 CORABELLE AVE2025-08$755,0001,57241.6%
116 SPRING ST2025-12$760,0001,74841.3%
152 WASHINGTON ST2025-08$550,0001,68453.5%
198 FARNHAM AVE2025-01$875,0002,00032.1%
163 SAINT JOSEPH BLVD2026-04$500,0001,34851.3%
13 AVE A2025-09$650,0001,80042.1%
85 SPRING ST2026-01$570,0001,64453.3%
34 FIRST ST2025-03$390,0001,77667.7%
4 COLUMBIA AVE2025-08$470,0001,45250.8%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →