The Fair Share Report

5715 Ruby Ave

Lawrence, NJ 08332

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $401,242

Likely range $374,187 – $421,993, from 12 comparable Lawrence sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

74.01%

The state's official measure of how far Lawrence assessments sit below market value — republished every October, applied town-wide. A $401,242 home should be assessed near $296,959.

Step 3 · Assessed value

$199,100

Set at the last town-wide revaluation and mostly frozen since. That's $97,859 below what the ratio math suggests (33.0%).

Step 4 · The tax rate — same for every Lawrence home

$2.977 per $100 assessed

$1.214 Schools · 41% $1.092 County · 37% $0.671 Town · 23%

This home's own bill implies $2.854 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$5,683/yr
Public schools$2,318
Cumberland County$2,085
Town of Lawrence$1,281
Lawrence average$5,110

This home vs. every recent Lawrence sale · assessed ÷ market

Town median 57.3%
This home · 49.6%

40%100%

Paying about right

This home's ratio lands inside Lawrence's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
297 FACTORY ROAD2026-01$389,0001,73654.2%
50 NORTH AVE.2025-07$399,9001,78065.3%
5721 ROBBINS AVE2025-08$258,0001,69286.2%
3014 MARTIN AVE2026-02$360,0001,55651.2%
3014 MARTIN AVE2025-08$371,0001,55649.7%
5680 ROBBINS AVE2025-10$415,0001,92052.3%
3040 LEXINGTON AVE2025-05$370,0001,61260.5%
3081 FRENCH AVE2025-11$525,0001,70147.8%
4650 DWYER AVE2025-08$280,0001,22459.9%
3051 HOLLY AVE2025-06$420,0001,45650.0%
239 SHAWS MILL RD2025-08$380,0002,08057.0%
50 ROYAL AVE2025-10$300,0001,44055.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →