The Fair Share Report

58 Harvard Ave

Gloucester, NJ 08030

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $218,959

Likely range $181,809 – $296,580, from 12 comparable Gloucester City sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

56.80%

The state's official measure of how far Gloucester City assessments sit below market value — republished every October, applied town-wide. A $218,959 home should be assessed near $124,369.

Step 3 · Assessed value

$86,300

Set at the last town-wide revaluation and mostly frozen since. That's $38,069 below what the ratio math suggests (30.6%).

Step 4 · The tax rate — same for every Gloucester City home

$5.292 per $100 assessed

$1.323 Schools · 25% $0.921 County · 17% $3.048 Town · 58%

Step 5 · The bill

$4,568/yr
Public schools$1,142
Camden County$795
Town of Gloucester City$2,631
Gloucester City average$5,850

This home vs. every recent Gloucester City sale · assessed ÷ market

Town median 44.4%
This home · 39.4%

24%71%

Paying about right

This home's ratio lands inside Gloucester City's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
827 BERGEN ST2025-11$160,0001,19674.4%
921 HIGHLAND BLVD2025-01$310,0001,19839.8%
601 HUNTER ST2026-03$235,0001,16429.5%
132 HICKMAN AVE2026-04$295,0001,22643.9%
612 DIVISION ST2026-02$195,0001,20033.6%
612 DIVISION ST2026-02$130,0001,20050.5%
803 MORRIS ST2025-10$232,0001,27646.7%
918 HIGHLAND BLVD2026-04$331,2751,05436.0%
334 ROSALIND AVE2026-04$349,9001,30440.4%
935 SOMERSET ST2025-09$246,0001,31038.9%
805 MERCER ST2025-01$195,0001,00263.4%
111 WESTMINSTER AVE2025-12$242,0001,28034.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →