The Fair Share Report

581 E Rd

Middletown, NJ 07718

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $646,923

Likely range $607,837 – $796,963, from 12 comparable Middletown sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

98.35%

The state's official measure of how far Middletown assessments sit below market value — republished every October, applied town-wide. A $646,923 home should be assessed near $636,249.

Step 3 · Assessed value

$723,200

Set at the last town-wide revaluation and mostly frozen since. That's $86,951 above what the ratio math suggests (13.7%).

Step 4 · The tax rate — same for every Middletown home

$1.614 per $100 assessed

$0.990 Schools · 61% $0.195 County · 12% $0.429 Town · 27%

This home's own bill implies $1.533 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$11,087/yr
Public schools$6,800
Monmouth County$1,339
Town of Middletown$2,947
Middletown average$11,743

This home vs. every recent Middletown sale · assessed ÷ market

Town median 98.7%
This home · 111.8%

81%124%

Paying about right

This home's ratio lands inside Middletown's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
121 LAKE SHORE DR2025-04$647,0001,39099.0%
9 WALNUT AVE2025-02$645,0001,366103.7%
25 HENRY DR2025-01$650,0001,43199.3%
42 HENRY DR2025-06$350,0001,326185.0%
598 EAST RD2026-04$530,2861,30591.2%
22 RICHARD TERR2025-01$575,0001,296107.1%
79 LAKE SHORE DR2026-01$810,0001,441102.1%
43 MAIDA TERR2026-06$905,0001,54488.7%
47 MAIDA TERR2025-05$860,0001,54493.7%
37 STEPHENVILLE BLVD2025-01$650,0001,544107.0%
74 FISH HAWK DR2026-01$900,0001,53490.6%
350 EAST RD2026-06$650,0001,22887.5%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →