The Fair Share Report

592 E Rd

Middletown, NJ 07731

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $515,686

Likely range $458,286 – $652,066, from 12 comparable Middletown sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

98.35%

The state's official measure of how far Middletown assessments sit below market value — republished every October, applied town-wide. A $515,686 home should be assessed near $507,177.

Step 3 · Assessed value

$424,900

Set at the last town-wide revaluation and mostly frozen since. That's $82,277 below what the ratio math suggests (16.2%).

Step 4 · The tax rate — same for every Middletown home

$1.614 per $100 assessed

$0.990 Schools · 61% $0.195 County · 12% $0.429 Town · 27%

This home's own bill implies $1.435 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$6,099/yr
Public schools$3,741
Monmouth County$737
Town of Middletown$1,621
Middletown average$11,743

This home vs. every recent Middletown sale · assessed ÷ market

Town median 98.7%
This home · 82.4%

60%118%

Keep quiet and enjoy it

This home's assessment ratio sits below the Middletown pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
299 SANDY HOOK AVE2026-05$465,0001,060106.5%
72 PARKVIEW TERR2025-02$500,0001,020126.8%
105 PARKVIEW TERR2025-02$475,0001,020131.5%
51 SEVENTH ST2026-03$525,0001,05699.1%
846 CENTER ST2026-05$615,0001,028107.2%
49 MELROSE TERR2025-01$670,2501,12892.1%
201 SUMMIT AVE2026-04$660,0001,15293.3%
403 SUNSET PL2026-05$557,0001,15293.5%
31 PHALANX RD2025-02$700,0001,171118.9%
345 OAKLAND AVE2025-04$575,000960100.7%
916 PARK PL2025-05$705,0001,144102.0%
12 MARKET ST2026-03$525,0001,180109.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →