The Fair Share Report

6 E Howard St

Clayton, NJ 08099

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $522,521

Likely range $489,048 – $556,195, from 12 comparable Clayton sales in the past 18 months, at this home's 2,724 sq ft.

Step 2 · The Director's Ratio

94.03%

The state's official measure of how far Clayton assessments sit below market value — republished every October, applied town-wide. A $522,521 home should be assessed near $491,326.

Step 3 · Assessed value

$343,900

Set at the last town-wide revaluation and mostly frozen since. That's $147,426 below what the ratio math suggests (30.0%).

Step 4 · The tax rate — same for every Clayton home

$2.568 per $100 assessed

$1.385 Schools · 54% $0.481 County · 19% $0.702 Town · 27%

This home's own bill implies $2.146 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$7,381/yr
Public schools$3,981
Gloucester County$1,382
Town of Clayton$2,018
Clayton average$7,031

This home vs. every recent Clayton sale · assessed ÷ market

Town median 99.1%
This home · 65.8%

56%110%

Keep quiet and enjoy it

This home's assessment ratio sits below the Clayton pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
580 SUN HAVEN DR2026-05$400,0002,228104.8%
519 E CENTER ST2025-02$455,0002,37297.6%
410 MOORE BLVD2025-05$340,0002,493102.2%
7 BAYBERRY CT2025-03$469,0002,38499.1%
34 MORGAN DR2026-04$470,0002,16095.7%
1447 S MALLARD ST2026-03$410,0002,00896.6%
8 PORCH ST2026-02$455,0002,27289.7%
520 COLEMAN DR2026-04$550,0002,38284.6%
107 KAISER LN2025-04$413,5002,092103.9%
131 W CLINTON ST2026-01$307,5001,936105.2%
12 DOWNS ST2026-06$565,0003,03695.1%
249 N DENNIS DR2025-05$325,0001,760100.9%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →