The Fair Share Report

601 Ridgeway St

Gloucester, NJ 08030

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $186,652

Likely range $109,857 – $237,892, from 12 comparable Gloucester City sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

56.80%

The state's official measure of how far Gloucester City assessments sit below market value — republished every October, applied town-wide. A $186,652 home should be assessed near $106,018.

Step 3 · Assessed value

$78,300

Set at the last town-wide revaluation and mostly frozen since. That's $27,718 below what the ratio math suggests (26.1%).

Step 4 · The tax rate — same for every Gloucester City home

$5.292 per $100 assessed

$1.323 Schools · 25% $0.921 County · 17% $3.048 Town · 58%

This home's own bill implies $4.654 per $100 — well off the general rate. That usually means the town revalued since the last bill.

Step 5 · The bill

$3,644/yr
Public schools$911
Camden County$634
Town of Gloucester City$2,099
Gloucester City average$5,850

This home vs. every recent Gloucester City sale · assessed ÷ market

Town median 44.4%
This home · 41.9%

26%77%

Paying about right

This home's ratio lands inside Gloucester City's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
212 MIDDLESEX ST2025-05$210,0001,44639.7%
31 S SUSSEX ST2025-08$130,0001,42254.6%
31 S SUSSEX ST2025-07$110,0001,42264.5%
528 PAUL ST2025-12$150,0001,32049.7%
528 PAUL ST2025-07$110,0001,32067.8%
215 MIDDLESEX ST2026-05$210,0001,54729.5%
215 MIDDLESEX ST2024-12$97,0001,54763.8%
607 RIDGEWAY ST2025-06$240,0001,21352.7%
21 S SUSSEX ST2026-06$205,0001,24041.2%
433 MIDDLESEX ST2025-05$230,0001,19731.2%
230 BERGEN ST2025-09$170,0001,42847.8%
108 S SUSSEX ST2026-05$235,0001,30233.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →