The Fair Share Report

605 E Rd

Middletown, NJ 07748

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $640,899

Likely range $556,982 – $724,239, from 12 comparable Middletown sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

98.35%

The state's official measure of how far Middletown assessments sit below market value — republished every October, applied town-wide. A $640,899 home should be assessed near $630,324.

Step 3 · Assessed value

$535,000

Set at the last town-wide revaluation and mostly frozen since. That's $95,324 below what the ratio math suggests (15.1%).

Step 4 · The tax rate — same for every Middletown home

$1.614 per $100 assessed

$0.990 Schools · 61% $0.195 County · 12% $0.429 Town · 27%

This home's own bill implies $1.433 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$7,668/yr
Public schools$4,703
Monmouth County$926
Town of Middletown$2,038
Middletown average$11,743

This home vs. every recent Middletown sale · assessed ÷ market

Town median 98.7%
This home · 83.5%

68%118%

Paying about right

This home's ratio lands inside Middletown's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
227 MARTIN PL2025-05$566,0001,184101.3%
248 MAIN ST2026-04$526,0001,19493.8%
707 CHAPEL HILL RD2025-02$710,0001,20091.8%
12 MARKET ST2026-03$525,0001,180109.6%
49 SEVENTH ST2026-06$635,0001,18485.9%
201 SUMMIT AVE2026-04$660,0001,15293.3%
31 PHALANX RD2025-02$700,0001,171118.9%
635 CENTER AVE2025-03$460,0001,212108.7%
350 EAST RD2026-06$650,0001,22887.5%
90 CAMPBELL ST2025-05$787,7001,19297.2%
53 FAIRVIEW DR2026-02$662,0001,25496.7%
403 SUNSET PL2026-05$557,0001,15293.5%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →