The Fair Share Report

609 E Prospect St

Hackettstown, NJ 07840

The town catches up with market prices only once a year — and only based on the average change of all homes in the area. This report checks whether this house's assessment kept pace.

This home's payments are about right

It sits inside Hackettstown's normal range — market price changes haven't singled it out. No case for a tax appeal.

Step 1 · Market value

≈ $443,593

Likely range $390,591 – $499,407, from 12 comparable Hackettstown sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

74.38%

The state's official measure of how far Hackettstown assessments sit below market value — republished every October, applied town-wide. A $443,593 home should be assessed near $329,944.

Step 3 · Assessed value

$279,200

Set at the last town-wide revaluation and mostly frozen since. That's $50,744 below what the ratio math suggests (15.4%).

Step 4 · The tax rate — same for every Hackettstown home

$3.477 per $100 assessed

$2.070 Schools · 60% $0.676 County · 19% $0.731 Town · 21%

This home's own bill implies $3.387 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$9,458/yr
Public schools$5,631
Warren County$1,839
Town of Hackettstown$1,988
Hackettstown average$9,665

This home vs. every recent Hackettstown sale · assessed ÷ market

Town median 58.7%
This home · 62.9%

46%91%

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
511 MONROE ST2025-09$425,0001,59668.0%
315 SHARP ST2025-05$449,0001,63054.6%
138 E PROSPECT ST2025-11$415,0001,52459.0%
310 WARREN ST2025-07$335,0001,65870.8%
302 GRAND AVE2026-02$455,0001,85663.9%
6 HERBERT LANE2026-05$498,5001,63053.7%
34 MITCHELL RD2025-08$480,0001,64652.8%
516 MONROE ST2026-05$500,0001,42850.4%
210 W PROSPECT ST2025-08$430,0001,42957.2%
103 CINDY TERR2026-03$500,0001,57849.4%
113 W VALLEY VIEW AVE2025-12$380,0001,73675.5%
49 N MAIN ST2025-08$325,0002,04061.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →