The Fair Share Report

61 Second St

Highlands, NJ 07732

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $575,838

Likely range $395,670 – $806,100, from 12 comparable Highlands sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

98.82%

The state's official measure of how far Highlands assessments sit below market value — republished every October, applied town-wide. A $575,838 home should be assessed near $569,043.

Step 3 · Assessed value

$566,600

Set at the last town-wide revaluation and mostly frozen since. That's $2,443 below what the ratio math suggests (0.4%).

Step 4 · The tax rate — same for every Highlands home

$1.709 per $100 assessed

$0.700 Schools · 41% $0.196 County · 11% $0.813 Town · 48%

This home's own bill implies $1.388 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$7,866/yr
Public schools$3,222
Monmouth County$902
Town of Highlands$3,742
Highlands average$8,981

This home vs. every recent Highlands sale · assessed ÷ market

Town median 99.8%
This home · 98.4%

65%149%

Paying about right

This home's ratio lands inside Highlands's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
2 NORTH PEAK STREET2026-05$811,0001,28885.1%
55 BAY AVENUE2025-04$475,0001,444100.9%
20 CEDAR STREET #62025-02$475,0001,074101.7%
330 SHORE DRIVE G-62026-06$448,0001,00784.1%
227 SHORE DRIVE2025-04$615,0001,02496.5%
100 NAVESINK AVE 12026-03$417,0001,05690.9%
52 WASHINGTON AVENUE2026-04$750,0001,28067.2%
315-D SHORE DRIVE2026-05$520,0001,63692.4%
315-B SHORE DRIVE2025-06$510,0001,636100.1%
WYNDMOOR UNIT D-122026-05$425,000958110.5%
WYNDMOOR UNIT D-242025-03$430,000958102.7%
WYNDMOOR UNIT E-242026-02$408,000958105.2%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →