The Fair Share Report

610 Springfield Ave

Summit, NJ 07901

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $2,471,050

Likely range $2,104,446 – $2,901,212, from 12 comparable Summit sales in the past 18 months, at this home's 3,519 sq ft.

Step 2 · The Director's Ratio

30.81%

The state's official measure of how far Summit assessments sit below market value — republished every October, applied town-wide. A $2,471,050 home should be assessed near $761,331.

Step 3 · Assessed value

$465,500

Set at the last town-wide revaluation and mostly frozen since. That's $295,831 below what the ratio math suggests (38.9%).

Step 4 · The tax rate — same for every Summit home

$4.470 per $100 assessed

$2.335 Schools · 52% $1.092 County · 24% $1.043 Town · 23%

Summit also levies a Special Improvement District charge inside its district boundaries — the county roll doesn't say which homes are in it, but a bill's "IMPROVEMENT DISTRICT" line does. District homes pay $4.654 per $100 all-in (+$0.184).

Step 5 · The bill

$20,813/yr
Public schools$10,872
Union County$5,084
Town of Summit$4,856
Summit average$19,697

This home vs. every recent Summit sale · assessed ÷ market

Town median 26.5%
This home · 18.8%

11%41%

Keep quiet and enjoy it

This home's assessment ratio sits below the Summit pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
26 HAWTHORNE PL2025-04$2,200,0003,13329.6%
80 WOODLAND AVE2025-01$3,325,0003,75922.2%
138 MOUNTAIN AVE2025-05$2,300,0003,84627.4%
115 MAPLE ST2025-10$2,550,0003,09323.8%
10 WESTMINSTER RD2026-05$2,650,0003,35024.3%
100 LARNED RD2025-11$3,200,0003,82121.5%
159 KENT PLACE BLVD2025-08$2,525,0003,53827.8%
12-14 GLENSIDE AVE2026-02$990,0002,83826.2%
242 KENT PL BLVD2025-05$2,055,0003,20024.4%
45 LEWIS AVE2025-08$1,900,0003,52118.2%
25 BEDFORD ROAD2026-04$1,900,0003,38527.5%
28 MOUNTAIN AVE2025-07$1,300,0002,46822.2%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →