The Fair Share Report

613 Undercliff

Edgewater, NJ 07020

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,693,921

Likely range $1,576,544 – $1,939,507, from 12 comparable Edgewater sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

89.49%

The state's official measure of how far Edgewater assessments sit below market value — republished every October, applied town-wide. A $1,693,921 home should be assessed near $1,515,890.

Step 3 · Assessed value

$1,412,600

Set at the last town-wide revaluation and mostly frozen since. That's $103,290 below what the ratio math suggests (6.8%).

Step 4 · The tax rate — same for every Edgewater home

$1.645 per $100 assessed

$0.714 Schools · 43% $0.247 County · 15% $0.683 Town · 42%

This home's own bill implies $1.536 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$21,691/yr
Public schools$9,421
Bergen County$3,259
Town of Edgewater$9,012
Edgewater average$11,035

This home vs. every recent Edgewater sale · assessed ÷ market

Town median 92.9%
This home · 83.4%

67%108%

Paying about right

This home's ratio lands inside Edgewater's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
3 OAKDENE TERRACE2026-01$1,325,0002,88393.6%
32 MARQUIS COURT2026-01$1,525,0002,54084.7%
1220 RIVER ROAD2025-06$1,800,0002,71495.0%
11 LASHER LANE2025-05$1,650,0002,63990.6%
131 HUDSON COVE2025-02$2,050,0002,69067.6%
746 UNDERCLIFF AVE2026-02$1,349,0002,35594.5%
746 UNDERCLIFF AVE2026-01$1,349,0002,35594.5%
9 SOMERSET LANE, UNIT 5082025-02$1,640,0002,350102.5%
13 MOORINGS LANE2025-04$1,900,0003,38693.0%
1238 RIVER RD2026-04$2,137,5003,03585.3%
9 VELA WAY2026-04$1,600,0003,35880.4%
8 VELA WAY2025-01$1,595,0003,35883.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →