The Fair Share Report

618 Second St

Bridgewater, NJ 08807

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $483,042

Likely range $461,698 – $555,377, from 12 comparable Bridgewater sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

86.72%

The state's official measure of how far Bridgewater assessments sit below market value — republished every October, applied town-wide. A $483,042 home should be assessed near $418,894.

Step 3 · Assessed value

$430,700

Set at the last town-wide revaluation and mostly frozen since. That's $11,806 above what the ratio math suggests (2.8%).

Step 4 · The tax rate — same for every Bridgewater home

$1.901 per $100 assessed

$1.294 Schools · 68% $0.364 County · 19% $0.244 Town · 13%

This home's own bill implies $1.782 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$7,673/yr
Public schools$5,220
Somerset County$1,468
Town of Bridgewater$984
Bridgewater average$10,962

This home vs. every recent Bridgewater sale · assessed ÷ market

Town median 84.0%
This home · 89.2%

68%105%

Paying about right

This home's ratio lands inside Bridgewater's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
132 CHELSEA WAY2026-06$465,0001,44080.4%
25 CHELSEA WAY2026-05$460,4081,44080.1%
89 CHELSEA WAY2026-01$480,0001,44076.0%
117 CHELSEA WAY2026-01$450,0001,44083.0%
115 CHELSEA WAY2025-03$427,5001,44086.3%
295 ENGLISH CT.2026-03$655,0001,79176.8%
91 SYCAMORE AVENUE2026-05$750,0001,35663.0%
103 KAREN PLACE2026-04$645,0001,61880.8%
4 ENGLISH CT2025-06$627,0001,79180.4%
73 BEACH AVENUE2025-04$550,0001,33470.8%
788 MOUNTAINVIEW AVE2026-05$555,0001,58080.3%
3208 PINHORN DRIVE2026-04$450,0001,46696.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →