The Fair Share Report

64 Walnut Cir

Bernards, NJ 07920

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,291,662

Likely range $1,196,741 – $1,456,842, from 12 comparable Bernards sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

95.12%

The state's official measure of how far Bernards assessments sit below market value — republished every October, applied town-wide. A $1,291,662 home should be assessed near $1,228,629.

Step 3 · Assessed value

$1,465,600

Set at the last town-wide revaluation and mostly frozen since. That's $236,971 above what the ratio math suggests (19.3%).

Step 4 · The tax rate — same for every Bernards home

$1.687 per $100 assessed

$1.095 Schools · 65% $0.308 County · 18% $0.285 Town · 17%

This home's own bill implies $1.562 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$22,896/yr
Public schools$14,853
Somerset County$4,178
Town of Bernards$3,866
Bernards average$14,733

This home vs. every recent Bernards sale · assessed ÷ market

Town median 94.1%
This home · 113.5%

80%128%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $3,998/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
209 LAKE RD2026-05$1,350,0003,61783.3%
180 SOMERVILLE RD2025-03$449,00099.7%
59 MANOR DR2026-05$1,550,9993,52785.5%
10 LAFAYETTE LN2025-02$999,0003,39099.6%
28 LAFAYETTE LN2026-04$1,360,0003,62291.5%
36 DEBRA LN2026-05$1,302,0003,24177.8%
33 JUNIPER WAY2026-04$1,400,0003,36296.4%
92 SHANNON HILL RD2026-05$1,850,0003,33674.7%
20 MANCHESTER DR2025-06$1,036,0332,79094.3%
18 VAN DORN RD2025-06$980,0002,888100.2%
56 TUXFORD TER2026-06$1,125,0002,80797.5%
126 WOODS END2025-04$1,675,0003,54592.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →